Saturday, October 26, 2013

A Possible Solution

First of all,
for those of you that normally follow along,
this is not going to be your typical
crafts or craziness post.
So, if that is what you are expecting,
you might want to tune out now.
Second of all,
and if you are still with me,
please understand that this is not political,
I try to be relatively open-minded,
have always believed that we live in a free country where
everyone has and is entitled to their opinion.
That being said,
I am a registered Republican.
If that offends you, that is your problem.
It does not offend me
or make me think less of you
if you are a
registered Democrat.
That is your choice,
mine is mine.
Personally, I rarely vote a straight party ticket,
try to be somewhat well informed,
and for years was registered Independent,
but changed that only to be able to vote in the primaries.
What I am about to say,
I think affects a lot of people
regardless of party affiliation.
 
My husband and I are self employed.
We started our own business,
struggled through all the formative years of owning your own business,
have worked extra outside jobs to get that business going
and
have invested time and personal assets to make the business
what it is 20 years later.
We are not rich,
there are times that we are not even "comfortable"
but
we chose this life.
We have struggled when we were needed for family issues
and
we were thankful that we were able to be flexible enough
to have that time off.
But now,
we are faced with a huge challenge.
 
Healthcare.
For twenty years we have paid our own health insurance.
We chose our plan.
When premiums topped $1500 a month a few years ago,
we chose a much more affordable plan.
No, we didn't have the best coverage,
but with saving $1000 per month,
we chose to pay the differences out of pocket.
We CHOSE that in a free country!
 
And we paid it.
Paid our premiums,
paid our prescriptions
and
recently when I had ankle surgery,
paid for crutches,
doctor bills
and when therapy was not covered,
I walked
and
worked
and
got better on my own.
 
It was all a choice.
Our choice.
 
When I first heard about a national health care system,
I was actually somewhat interested.
Lower costs,
better care,
help for all of us who have to buy our own insurance.
I did not think it would affect me though
unless I chose to take part in it.
 
Just google our president's repeated statement
regarding
"If you like your current health plan,
you can keep it"
 
He said it many times.
Did he lie?
 
Or was he was misinformed,
or maybe he does not realize what insurance companies are doing to
small business owners
right now.
In my tiny little corner of the world,
there are many of us in the same position.
We have paid for our insurance for years,
we have chosen our plans,
we have paid our bills
and
we are finding ourselves without hospitalization.
 
Will the government plan help us?
How are we to know?
We can't find out on the website,
it does not work.
So far,
every insurance company that I have called
refuses to sell a policy to me.
(Well, one did, but the price and terms were outrageous)
 
So what are we to do?
 
Here is my thought.
And, if you are a small business owner you can use this and insert
your own product and prices.
 
You get in bed with the government
as I am thinking the insurance companies have.
You get the government to force every American
to buy your product
whether they want it or not.
 
Here is how my money maker is going to work.
 
Every person in this country has to buy a screen printed t-shirt.
Everyone, no exceptions.
If you have been buying screen printed t-shirts all along
from me and are a loyal customer,
I am going to cancel your artwork, screen charges
and t-shirt prices
and
once you register on a website
(that does not work)
you will have to pick your t-shirt provider again.
It does not have to be me,
you can pick any t-shirt provider.
Somehow,
all screen printers will be uniting
to charge higher prices though,
so be prepared to pay a lot more.
Now, for those of you that your employer will be providing you
with a t-shirt,
the prices are going up for them, so
your payroll deduction
will go up,
or some people will just have to lose their jobs
and you will have to pick up the slack.
Someone has to pay.
For those of you that have been buying t-shirts from me
the price is going to triple
and
I am going to start buying seconds, not high quality shirts
and
I am probably going to smear the ink. 
After all,
I have the government backing me and forcing you to buy this t-shirt
so it does not have to be the best quality
and I don't have to provide you with the
customer service
normally required to keep my customers happy.
 
And here is my math:
For the sake of my inept percentage math skills,
we are not going with the 47% living off the government,
we are going with 50%
because really, it is getting close to that.
 
One hundred people have to get their t-shirts from me.
T-shirts cost me $2-$3 each.
I sell them printed for $7.50.
but we are going to say $7...again, easy math.
So, right now, I make $4 per t-shirt.
50 of you were already buying from me
so I was making
$200 on those 50 t-shirts.
Now, I am going to charge
50 of you $21 per shirt
and
I am going to buy cheap t-shirts, second quality
for $1 each.
Now, I am making $20 each on the 50 shirts.
$1000 profit.
True, I have to give 50 free, first quality t-shirts to those
that don't work
or
are here illegally,
but even at $3 each
that is $150
still leaving me a profit of $850.
 
Win, Win!
 
You can insert
pizzas,
pipe,
sides of beef,
sandwiches
or any product,
the math is still the same.
The profit is still there.
 
Where do we, all small business owners, sign up to get the government to force all
Americans to buy our products?
 
 
 
 
 
 
 

4 comments:

acorn hollow said...

I have to say I have not paid that much attention we get our insurance though our employers and I was expecting an increase. I saw the price tag of the software alone was way more than they put in to developing the Iphone. so it is government deep pockets as always. and then they wonder why we are over our heads in money worries.
Cathy

Allison said...

Love what you had to say.

Ann said...

So much for living in a "free" country right? I obviously don't have the headache of being a business owner but I was talking to my boss the one day about the govt. health plan. He was telling me that the govt says he has to pay x amount of dollars and if he doesn't he'll be fined y amount of dollars. Y = less than x so he'll pay the fine. So all those employed people will still be without insurance.

luv2teek said...

Kudos Cathy! Couldn't agree more!